Next
Tailored Coverage for Small Businesses
Simplify Insurance with Next
Next
NEXT is 100% dedicated to providing insurance for the self-employed and small
businesses with up to 20 employees. We insure ~900 professions including artisan
contractors, cleaning services, consultants, restaurants, retail and more.
General Liability
Commercial Property
Professional Liability
Excess Liability
Inland Marine (tools)
Available In:
PA - DE - MD - NJ - OH - CO - TX
Next products are rated “A- Excellent” by AM Best, the industry standard for rating insurance companies
Quote & bind online without any signed applications
Instant online quote and bind process for all policies, with no underwriting delays
Bundled Policies and save up to 10%
Option to bundle policies, including general liability, workers’ comp, commercial property, professional liability (E&O) and inland marine
Unlimited COI’s for your customers (insured access)
Immediate access to certificates of insurance
General Liability
Revenue limit: $5 million
$0 deductible
Occurrence form
General Liability: Pro and Pro+ Enhanced Coverages
Professional Liability is included in all GL policies for the following classes of business: Fitness Trainers, Event Planning, Child Care, Education, Health and Beauty.
Garagekeepers Liability is included in the Pro & Pro+ packages for the following classes of business: Tire Shop, Auto Repair Shop, Auto Body Shop, Car Wash (if non-self-serve) and Oil Change Station classes
Liquor Liability is included on GL policies for all restaurants that serve alcohol
Inland Marine — Currently available as an add-on to General Liability in varies states
Umbrella/Excess Liability— Currently available as an add-on to General Liability.
Commercial Property
Maximum TIV: $1 million
Wind & Hail coverage is available*
Occurrence form
Professional Liability
Revenue limit: $5 million
$2,000 deductible
Claims made
Defense within limits
Defense outside limits: AK, AR, NJ, NY, VT