OBIE (Landlord)
Steadily Insurance Agency, Inc is licensed in all 50 states and Washington, DC
Delight your clients with one of America's best-rated landlord insurance services nationwide.
Being a rental property owner can be full of unexpected situations, and we're here to make sure that your investment is protected. Your insurance policy can cover a wide range of risks, or you can choose a limited set of coverages for a lower premium.
Occupancy Types
Steadily accepts 1-4 unit dwellings used as short or long-term rentals with the following occupancy types.
Rental:
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Insured property is solely rented to others: policy intended to protect the landlord/ rental property owner.
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Short and long-term rentals acceptable
Seasonal:
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Insured owner resides at property seasonally: rented to others when not in use
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Rental exposure required -
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No specified amount of time insured/owner must reside in home
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Cannot be vacant over 60 days
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Short or long-term acceptable
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Ineligible: secondary homes occupied solely by owner
Rental with Owner:
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Owner-Occupied Rental Property
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Single-Family Dwelling
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1+ rooms are rented out (short or long-term)
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Entire home rented out short-term (no min. days required)
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Lease document required by underwriting
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AirBNB/VRBO: shows home listed on site or proof of past listing
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Mark "Yes" to "Is this a short-term rental (less than 3 months)?" on Dwelling Tab
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Multi-Family Unit Dwelling
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Insured resides in 1 unit, rents out remaining units on short or long-term basis
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No lease documentation required by underwriting for multi-family
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Instant, Bindable Quotes
Brokers can instantly quote and bind policies for their clients who own 1 – 4 unit rental properties.
Access to Competitive Rates
Tech-enabled to offer competitive rates for the plans needed for your clients.
Access to a Wide Range of Products to Offer
Products for 1 – 4 unit rental properties, condo units, townhomes, short-term rental properties, vacant properties, and minor property renovations.
