Pathpoint
Small commercial E&S made simple
Available In:
PA - DE - MD - NJ
Placing E&S insurance is harder than it should be. For agents. For underwriters. For insureds. For those that do it every day.
We created Pathpoint to make the E&S market, and all the value that comes with it, accessible and effective for everyone.
Wholesale insurance and the E&S market aren’t an afterthought — they’re critical to supporting the worlds most successful carriers and agents that together serve the world’s businesses.
Contractors
General Liability limits up to $1M/$2M
Annual revenues up to $3M
Up to $500k in payroll
Up to $5M per-project aggregate
Contractors Tools and Equipment limits up to $5k- $10k
Hired & Non-Owned Auto up to $1/$2M
Blanket Additional Insured, Waiver of Subrogation, Primary & Noncontributory available automatically
Lessor's Risk
General Liability,
Property, or Package
General Liability up to $1M/$2M
Retail & Services
Beauty, barber, nail salons, convenience stores, grocery stores, beer/wine/liquor stores, food trucks, concession stands, mobile canteens are just a few of the classes you can get quick bindable quotes online with Pathpoint.
Restaurants
General Liability, Property or Package
General Liability up to $2M/$2M
Risks with commercial cooking equipment, as long as they have a UL300 compliant wet ANSUL fire extinguishing system in place over all commercial cooking equipment
Risks with cooking equipment that has a semiannual cleaning contract in place
Manufacturing
General Liability limits up to $1M/$2M
Annual revenues up to $5M
Includes Products Liability (up to $2M Products/Completed Ops)
Classes include cosmetics, candles, food, beverages, clothing, shoes, and leather goods.
Vacant Buildings and Land
General Liability, Property or Package
General Liability up to $1M/$2M
3, 6, 9, and 12-month terms available
Constructed after 1850